Be Smart & Careful

Outside of its services, a company might be more expensive because of simple economics. If your current company paid out more claims than it earned in premium, it could account for that by increasing rates next year. Even if you didn't file a claim, your rate can still increase because your insurance company's cost of doing business increased. In fact, 39% of customers state they are paying too much with their current provider.
Sometimes an insurance company is cheap for a reason. After an accident is not the time to wish you'd known about your provider's poor customer service and claims record. Before purchasing a policy, consult a company's ratings from trusted sources
It’s important to be as accurate as possible when requesting quotes. The more honest you are during this process, the more accurate your final rate will be. If you leave out a ticket or accident in your quote to try to get a cheaper premium, insurance companies eventually find out and update your rate when they finalize your policy.

The price of a lot of things has gone up recently and car insurance premiums are no exception. According to ABI, the average car insurance premium in May 2023 was 15% higher than it was in 2022.
Decide how much coverage you need, the amount of coverage you’ll need may vary based on your age, where you live, vehicle type, miles driven and personal preferences. Almost all states require a minimum level of liability car insurance and may require other coverage types.
The national average cost of a car insurance policy is $1,547 per year, according to our analysis of insurers. Your rate may be higher or lower. To determine your rate, car insurers factor in things like your age, location, driving record, vehicle type, and your insurance score.
The cost of car insurance also depends on how much coverage you purchase and the deductible and limits you choose. The key to finding the most affordable car insurance with the best coverage for your needs is to shop around and compare quotes from at least three different insurers.