A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. This page provides an informational overview of home warranty providers operating in the United States, describing their general coverage structures, plan offerings, and geographic availability.
Overview: National Provider
American Home Shield (AHS) is a home warranty provider that has operated in the United States since 1971. The company offers multiple plan options designed to cover major home systems and appliances. AHS maintains a contractor network across the country and provides coverage without requiring a pre-purchase home inspection.
Overview: Multi-State Provider
Choice Home Warranty is a home warranty company that offers coverage in 49 states. The provider offers two primary plan types with optional add-on coverage for items such as pools, spas, and septic systems. Claims processing is available through a 24/7 hotline and an online portal.
Overview: National Provider
Select Home Warranty offers home warranty coverage through three plan tiers: Bronze, Gold, and Platinum. Each tier covers different combinations of home systems and appliances. The company includes roof leak coverage in certain plans and offers a repair guarantee period on completed work.
Overview: National Provider
First American Home Warranty has operated in the home warranty industry for over 35 years. The company provides coverage without requiring a home inspection and maintains relationships with local contractors throughout its service areas. Plans include coverage for HVAC systems and other major home components.
Overview: National Provider
Home Warranty of America (HWA) offers home warranty plans with various customization options. The company provides both standard and premium plan tiers with the ability to add coverage for specific items. Contract terms include options for 13-month coverage periods.
Overview: Regional Provider (Western U.S.)
Landmark Home Warranty operates primarily in the Western United States. The company offers multiple plan tiers, including a Home Warranty Elite option. Landmark maintains a contractor network within its regional coverage areas and offers various service fee structures.
Overview: National Provider
2-10 Home Buyers Warranty has operated since 1980 and provides both structural warranties for new construction and systems/appliances coverage for existing homes. The company offers Supreme and Pinnacle plan tiers that cover major home components including HVAC systems.
Overview: National Provider
Liberty Home Guard is a home warranty provider that offers three primary plan structures with extensive add-on coverage options. The company provides a benefits program called the LHG Comfort Club and offers same-day service availability in certain areas.
Overview: National Provider
Cinch Home Services (formerly HMS and Cross Country Home Services) has operated since 1978. The company offers plans structured around appliances coverage, built-in systems coverage, or complete home coverage. Cinch maintains a nationwide contractor network and includes a workmanship guarantee.
Overview: National Provider
AFC Home Club offers home warranty coverage through Platinum and Diamond plan tiers. The company's coverage includes items such as roof leaks and code violation costs that may not be included in all warranty contracts. AFC provides coverage without specified dollar limits on certain covered items.
Home warranty contracts typically include the following structural components:
Home warranty contracts vary in structure, covered items, exclusions, and terms. Sample contracts are typically available from providers prior to purchase. Coverage details, service fees, and policy terms differ between providers and plan tiers.