Overview of Home Warranty Providers in the USA

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. This page provides an informational overview of home warranty providers operating in the United States, describing their general coverage structures, plan offerings, and geographic availability.

American Home Shield

Overview: National Provider

American Home Shield (AHS) is a home warranty provider that has operated in the United States since 1971. The company offers multiple plan options designed to cover major home systems and appliances. AHS maintains a contractor network across the country and provides coverage without requiring a pre-purchase home inspection.

Multiple plan tiers available (ShieldSilver, ShieldGold, ShieldPlatinum) No home inspection requirement Coverage applies regardless of item age Workmanship guarantee included

Choice Home Warranty

Overview: Multi-State Provider

Choice Home Warranty is a home warranty company that offers coverage in 49 states. The provider offers two primary plan types with optional add-on coverage for items such as pools, spas, and septic systems. Claims processing is available through a 24/7 hotline and an online portal.

Two primary plan structures 24/7 claims hotline and online portal Optional add-on coverage available Coverage in 49 states

Select Home Warranty

Overview: National Provider

Select Home Warranty offers home warranty coverage through three plan tiers: Bronze, Gold, and Platinum. Each tier covers different combinations of home systems and appliances. The company includes roof leak coverage in certain plans and offers a repair guarantee period on completed work.

Three-tier plan structure (Bronze, Gold, Platinum) Roof leak coverage included in some plans 150-day repair guarantee Multiple service call options

First American Home Warranty

Overview: National Provider

First American Home Warranty has operated in the home warranty industry for over 35 years. The company provides coverage without requiring a home inspection and maintains relationships with local contractors throughout its service areas. Plans include coverage for HVAC systems and other major home components.

Over 35 years in operation No age or condition requirements for coverage HVAC coverage included in plans 24/7 service request availability

Home Warranty of America

Overview: National Provider

Home Warranty of America (HWA) offers home warranty plans with various customization options. The company provides both standard and premium plan tiers with the ability to add coverage for specific items. Contract terms include options for 13-month coverage periods.

Customizable plan options Coverage for specialty appliances available 13-month contract option Standard and premium plan tiers

Landmark Home Warranty

Overview: Regional Provider (Western U.S.)

Landmark Home Warranty operates primarily in the Western United States. The company offers multiple plan tiers, including a Home Warranty Elite option. Landmark maintains a contractor network within its regional coverage areas and offers various service fee structures.

Regional focus on Western states Home Warranty Elite plan tier available Variable service fee structures Regional contractor network

2-10 Home Buyers Warranty

Overview: National Provider

2-10 Home Buyers Warranty has operated since 1980 and provides both structural warranties for new construction and systems/appliances coverage for existing homes. The company offers Supreme and Pinnacle plan tiers that cover major home components including HVAC systems.

Structural warranty coverage for new construction Over 40 years in operation HVAC coverage included in plans Supreme and Pinnacle plan tiers

Liberty Home Guard

Overview: National Provider

Liberty Home Guard is a home warranty provider that offers three primary plan structures with extensive add-on coverage options. The company provides a benefits program called the LHG Comfort Club and offers same-day service availability in certain areas.

Over 50 add-on coverage options LHG Comfort Club benefits program Same-day service in select areas Three primary plan structures

Cinch Home Services

Overview: National Provider

Cinch Home Services (formerly HMS and Cross Country Home Services) has operated since 1978. The company offers plans structured around appliances coverage, built-in systems coverage, or complete home coverage. Cinch maintains a nationwide contractor network and includes a workmanship guarantee.

Over 45 years in operation 180-day workmanship guarantee Appliances-only plan option Nationwide contractor network

AFC Home Club

Overview: National Provider

AFC Home Club offers home warranty coverage through Platinum and Diamond plan tiers. The company's coverage includes items such as roof leaks and code violation costs that may not be included in all warranty contracts. AFC provides coverage without specified dollar limits on certain covered items.

Roof leak coverage included Code violation coverage up to $250 No dollar limits on certain covered items Platinum and Diamond plan tiers

Common Elements of Home Warranty Contracts

Home warranty contracts typically include the following structural components:

Coverage limits and exclusions Monthly or annual premium amounts Service call fee structures Claims submission procedures
Contractor network information Contract term lengths Cancellation provisions Geographic availability

Home warranty contracts vary in structure, covered items, exclusions, and terms. Sample contracts are typically available from providers prior to purchase. Coverage details, service fees, and policy terms differ between providers and plan tiers.